Is A Mobile Home Community Right For Your Retirement Years?
If you are in retirement, or fast approaching retirement age, or have a loved one who is approaching this age, then chances are that you are wondering about where you want to live or have a loved one live during this next stage of life. In the old days, retirement homes were made synonymous with nursing homes, places or spots where people lived when their health conditions made it impossible for them to live independently. A lot has changed over the years and retirement communities have evolved. One of the recent additions to this segment is retirement mobile home communities. These are basically retirement homes that offer manufactured housing as well as all the other retirement home benefits to the elderly. If you are planning to join one or are thinking of sending a loved one to such a community, here are the pros and cons of retirement mobile home communities worth having a look at.
One of the main advantages of such a community is that it offers the elderly a structured environment. As research has shown over the years, elderly people more often than not need a structured environment as they grow older. This is especially true if they are physically or mentally disabled and thus helps them lead a more normal and happy life. Further to this, the elderly also tend to get distracted more by slight changes in their environment. Many retirement communities fully understand this fact and that’s why most of them usually set up a daily schedule that helps all the residents lead a normal life. Normally, this structured schedule does include set meal times, a list of repetitive activities as well as scheduled activity times.
Another overlooked benefit of retirement homes is a chance to remain as independent as possible. Elderly people always strive to be as independent as possible and mobile home retirement communities offer exactly this by allowing them to do the things that they enjoy the most. For the elderly, living in such a community does save them significant time that they would have otherwise spent on chores such as yard care, home maintenance and daily cleaning. This does leave them with more time in their hands to explore other interests and hobbies.
Most if not all retirement communities tend to have onsite skilled nursing care. This comes in very handy for the elderly who usually require these services nearby. The availing of these services to a loved one does give both the elderly and their immediate family members some peace of mind as they are assured that the well being of their loved one is well secured.
It is also worth mentioning that these retirement communities help family members deal with logistics of caring for an elderly loved one. Many family members usually have jobs as well as other responsibilities that make it quite difficult to adequately take care of the elderly who need constant help with daily activities. The help from such communities therefore comes quite handy for many families who may not be able to do all that they would wish to do for their elderly loved ones.
On the other hand, there are also certain disadvantages that one has to contend with, first and foremost, the cost of these services can be quite prohibitive to many families. This is especially quite pronounced when you take into consideration the fact that most insurance policies and Medicare coverage plans usually don’t cover the cost of living in such communities. With the high monthly costs that most retirement communities charge, not many people can afford to keep and maintain their loved ones in such homes.
Also, many elderly people and their families also have some difficulty in finding retirement homes that provide them with top quality care since most retirement homes usually have a difficulty in finding qualified staff who can professionally work with the elderly. It is also worth mentioning that some elderly people find it very difficult if not impossible to adjust to the life of a retirement community. The reasons for this may vary with some being unable to get along with staff members, other community members or just because of personality differences. This therefore does imply that even though retirement communities can be quite helpful, they are not for every elderly person as there are those who will easily adapt to the situation and those who will be unable to cope.
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